Are you interested in learning some basics to better manage your income, understand your needs and thus improve your financial literacy? This article is got you!
EVERFI offers online guidance materials that everyone can use to improve its own financial literacy, helping individuals to lift their consumers profile to a more financial literacy attitude.
The website opens the chance for experimenting guidance and educational materials in 5 topics that will support you in better plan your needs and expenses and better manage your income accordingly to your needs:
Creating a budget: Have you ever run out of money before the end of the month? Determine your monthly income and expenses to create a budget so you know where your money is going instead of wondering where it went.
College savings: Did you know that having a plan to save for your child’s college education increases the chances that they will attend?
Retirement savings: Most people plan to save for—or want to save for—retirement. But research shows that most people, including those approaching retirement age, do not have enough savings set aside for retirement. Sometimes it’s difficult to know where to start or what your options are. Let’s explore savings options, how to set goals, and other important considerations.
Financial wellbeing: If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live pay check to pay check—struggling to pay their bills or save for the future. But by adopting some important financial habits, you can feel more confident about your financial well-being.
Emergency savings: No one wants to think about car breakdowns or job loss. But as much as we’d like to avoid thinking about them, emergencies do happen. Building an emergency savings account that is dedicated to handling the unexpected is important. Get inspired and start today to organize your finances!
Get inspired and start today to organize your finances!